An important aspect of setting up mutual health insurance schemes in the South is taking into account the financial means of future members. For this system to be effective, each member of the target communities must have sufficient financial means to pay the membership fee. In order to achieve this objective, Louvain Coopération gives mutual members a significant say in decisions relating to the mutual health insurance scheme. The General Assembly, made up solely of members, sets the annual membership fee. The range of healthcare services covered by the scheme depends on this fee.
Another important rule in this system is that it must cover entire families. It is not possible for only certain members of the family to join. This principle prevents only one sick person from becoming a mutual insurance member. It also offers all members of a family the opportunity to benefit from the mutual insurance system in the event of a problem. For large families, the contribution is adjusted and slightly reduced.