The link between microcredit and rural household economy. A case study in Kampong Thom province, Cambodia.

Zone d'intervention
Vignette
DOC222
Référence
DOC222
Langue
Auteurs
Noemie Martin
Année
2020
Résumé

Microfinance has known an impression expansion in Cambodia over the past two decades, causing the saturation of the microfinance sector. This is not without consequences for rural households. Besides commercial microfinance institutions, other sources of microcredit exist such as Self-Help Groups facilitated by NGOs such as Louvain Cooperation (LC). These groups allow rural households to make savings and take out credits among themselves and in a way that is more adapted to their needs. These different sources of credit are used alongside with other more traditional sources of credit. Most rural households use more than one source of credit. The use of these different credit sources may cause non-performing loans, leading a number of borrowers become indebted or even over-indebted. That is in this context that this research was completed. It was carried out as part of an internship with the NGO LC in Cambodia. A field research was conducted in the South of the province of Kampong Thom in Cambodia. The objective was to analyze the link between microcredit and the rural household economy.